Bankruptcy Law Office-- Consumer Chapter 7 and Chapter 13 Bankruptcy Services.

BANKRUPTCY
The law office provides prompt, efficient services to our bankruptcy clients. Each situation is unique. We listen carefully and then act to provide our clients with the full protection and facilities that bankruptcy law provides. Of course, legal costs and fees are a serious concern in bankruptcy matters. Our bankruptcy court works hard to protect you and to keep access to the bankruptcy process open to all that can benefit from it. Mr. Adamson also works very hard to preserve your assets and to minimize your legal costs through frugal office management, the efficient use of technology and through careful work planning.

Stairs Up For A Fresh Start
Your rights under bankruptcy are carefully structured to give you a fresh start with dignity and fairness. We will prosecute your case with diligence and provide expert advice tailored to your individual concerns. We will zealously protect your reputation, privacy and confidence. We work to understand your longer term objectives for the bankruptcy process. You can depend on our professionalism and our commitment to you.

Chapter 13 Debt Restructuring Plans
A chapter 13 bankruptcy is intended for individuals with any regular source of income. We will work with you to structure a plan to repay all or a part of your debts, usually over a three year period. During this time, the law prohibits most creditors from debt collection activities.

The main advantage of Chapter 13 plans is the chance to save a home or other important asset. You may be able to stop foreclosure proceedings and then cure your delinquent mortgage over time. You may be able to extend payments for other secured loans. You will address all unsecured loans with fairness and to the extent your income allows. If the plan is confirmed, the plan will often function like a debt consolidation loan, with a single monthly payment to the bankruptcy trustee.

There are many advantages and some eligibility requirements for a Chapter 13 Debt Restructuring Plan. Please contact the law office for a free initial consultation to see if Chapter 13 might be right for you.

Keyboard Forms Entry Chapter 7 Liquidation
A Chapter 7 bankruptcy case does not involve a plan of repayment as Chapter 13 does. Your individual assets and liabilities are carefully listed and evaluated. You may be able to retain ownership of many (often all) of your assets as they may be exempt from sale under bankruptcy law. The rules as to what property is or is not exempt can be fairly complex. The bankruptcy trustee is charged with collecting and selling all non-exempt assets and to distributing any proceeds fairly among your allowed creditors.

Filing a case will usually invoke a powerful and automatic stay (or stop) to debt collection activities. Bankruptcy allows you to fairly address all creditors with dignity and to be fully discharged from almost all debts in order to make a fresh start. There are many considerations and some eligibility requirements for a Chapter 7 bankruptcy.

Mr. Adamson is committed to serving all bankruptcy clients with professionalism and compassion. Please contact the law office for a free initial consultation to see if a Chapter 7 or Chapter 13 bankruptcy could help you meet your objectives.